Foreclosure surplus recovery specialists

Money Left Over From Your Foreclosure

When a home is sold at foreclosure, the sale often generates more than what was owed. That surplus belongs to you — not the lender, not the county. We work with licensed attorneys to find it and get it back in your hands.

How it works

Four Simple Steps to Your Surplus

We handle every step of the legal and administrative process. From identifying your claim, to forwarding the funds, our attorneys do the heavy lifting.,

01

Identify

We search foreclosure auction records to determine whether a surplus was generated from the sale of your property — and confirm you are entitled to claim it.

02

Verify

Our team verifies the surplus amount held by the court or trustee and confirms the legal standing needed to file a claim on your behalf.

03

Claim

A licensed attorney files the legal petition to release the surplus funds from the court registry or trustee, managing all filings and hearings.

04

Collect

Once the court approves the release, funds are disbursed directly to you. Our fee is only collected after you receive your money.

Our track record

$47M+

in surplus funds recovered for our clients

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Clients helped
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Success rate
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Years of experience
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States served

Who we help

Two Types of Foreclosure Surplus

Mortgage foreclosure surplus

Your Home Sold for More Than You Owed

When a lender forecloses and the property sells at auction for more than the outstanding mortgage balance, the excess proceeds are legally yours. These funds are held in a court registry or by a trustee — often for years — while former homeowners remain unaware they exist.

  • Surplus funds from judicial and non-judicial foreclosures
  • Funds held in county court registries
  • Claims for former homeowners and their heirs
  • Attorney-managed petition and release process
Check Your Mortgage Surplus
Individual reviewing financial documents
Business team in a modern office
Tax deed surplus

Surplus From a Tax Deed Sale

When a county sells a property at a tax deed auction to recover unpaid taxes, any amount above the tax debt belongs to the former owner. These surpluses are frequently unclaimed because property owners don't know the sale occurred or don't understand their right to the excess proceeds.

  • Surplus funds from county tax deed auctions
  • Claims for former owners and lienholders
  • Coordination with county clerks and tax collectors
  • Full legal representation through disbursement
Check Your Tax Deed Surplus

Client stories

Real People, Real Recoveries

"I lost my home to foreclosure and had no idea the auction generated a surplus. Asset Refund Group found over $23,000 that was sitting in the court registry with my name on it. I never would have known."

Margaret T.

Phoenix, AZ

$23,000 recovered
"The county sold my property for unpaid taxes and I assumed that was the end of it. Turns out there was a $14,000 surplus. The attorneys handled everything — I just signed a few documents."

David R.

Tampa, FL

$14,000 recovered
"My mother's home was foreclosed after she passed. Asset Refund Group found a surplus in the estate's name and their attorneys navigated the probate process to get the funds released to us."

Sandra K.

Chicago, IL

$31,500 recovered

Get started today

Find Out If a Surplus Is Waiting for You

Our free consultation takes less than 10 minutes. We'll search foreclosure records, tell you exactly what we've found, and explain your options — with no obligation and no upfront cost.

Schedule Free Consultation
No fee unless we recover funds for you.
12,000+ clients
98% success rate